The unemployment rate in Croatia is extremely high in the range of about 10.8 percent. Although the unemployment rate is falling for five months in a row, it is still extremely high, which ultimately caused a wave of immigration overseas.
Why a Time Loan?
It is primarily about Germany, Ireland, Austria and the Scandinavian countries. This is one of the biggest reasons why people are looking for a loan to work for a certain amount of time . But even with this rise in emigration, Croatian employers did not decide on stimulating employment. Namely, work is still the most time-consuming form of employment. Only rarely lucky people have a contract for an indefinite period of time, and thus advantage when it comes to seeking loans, loans and loans. The situation in the country is such that most people are asking how to repay their debts!
Loans for fixed-term work – why is it more difficult to get a loan?
Employees of a fixed-term employee do not have the same security as those who are employed for an indefinite period of time, so they are looking for a fixed-term loan. They are easier to dismiss and the deadline is shorter. In the translation to banks it sounds like there will be no security needed for a longer repayment schedule of loans or loans. If an employee is employed for an indefinite period, this means that he will be able to settle his debts over a longer period of time.
What all banks are looking for for a certain time to work
But listening to the market and the fact that the largest number of people are employed for a limited period of time, banks provide a fixed-term loan to all clients who are at least 12 months old at a fixed time in the same company. A fixed-term loan, if approved by the bank, is given short term repayments. In this way, banks ensure the risk of the client losing the job and can no longer return to take the loan. Likewise, loans to smaller amounts of money are issued.
Not to mention the employees who work as a substitute. This is primarily due to the fact that this type of contract is more uncertain than classic work at a certain time. But equally important is to note that not all banks have a fixed-term loan, some still lend only those employees for an indefinite period of time.
Credit Home have made it easier for a loan to work for a certain amount of time
Unlike banks, Credit home are not so rigorous in giving a loan to work for a certain amount of time. They do not check the type of client’s job, but the most important thing for them is to have a regular income and settle their debts. Credit Home provide a fixed-term loan of up to 6,000 kunas. Given the smaller amounts of money, there is no need for an employer or public notary approval, which facilitates the approval process itself. Short term repayment also means that the costs of repaying a fixed-term loan are reduced to a minimum. This means that the faster the repayment term, the client will be able to take up the quick loan again in the short term.
Customers can apply for a loan to work for a certain period of time online with credit bureaus. It is necessary only basic documentation, which is an online form and a contract that is downloaded online, and a copy of the ID card and the current account card. If the amount of time for a fixed-term loan of more than 3000 HRK, the client must also submit a bank statement and payment slips.